Chapters:
3.19 Sewer Connection Expense Relief Loan Program‑ Private Financing
3.20 Commercial Rehabilitation Loan Program
3.22 Missoula Quality Job and Labor Protection
Ordinance
3.24 Affordable Housing Trust Fund
Sections:
A.
All fines, fees or other moneys received by any of the officers named in
Chapters 2.02, 2.08 through 2.16, 2.32 or 2.36 in the discharge of their duties
as such, shall be paid into the treasury for the credit of the city.
B. Any officer, agent, servant or employee of the
city, collecting any fee, license or commission in the performance of his
duties as such officer, agent, servant or employee of the city, shall deliver
such moneys to the city treasurer not later than the tenth day of the succeeding
month after such collection has been made. Such moneys will be the property of
the city. (Prior code §2‑21).
Sections:
3.08.010 County treasurer duties.
3.08.020 City treasurer duties.
3.08.030 Manner of collection.
3.08.040 Delinquency‑‑Penalty.
3.08.010
County treasurer duties. All taxes levied by the city upon all
property within the city, and subject to assessment and taxation for municipal
purposes, either real, personal or otherwise, shall be collected by the county
treasurer as provided by the general laws of the state relating to the
collection of city and town taxes by county treasurers. (Prior code §10‑5).
3.08.020
City treasurer duties. All special taxes and assessments
levied by the city council to pay the cost and expense of a special improvement
made in the city, or the cost and expense of the improvements in any special
improvement district created by the council of the city for paving, parking, curbing, sidewalks or otherwise specially improving any
street, alley or public way in the city, in which the cost and expense is
chargeable to the particular property declared by the council to be benefited by such improvement, all special assessments levied to
defray the cost and expense of constructing sewers, sidewalks or curbs, or
removing garbage, and all taxes and assessments levied to pay the cost of
maintaining any sprinkling, maintenance or special lighting district, in the
city, shall be paid to and collected by the city treasurer. (Prior code §10‑6)
.
3.08.030
Manner of collection. Except as otherwise provided in this
chapter, the city treasurer shall collect and enforce the collection of all
taxes, general and special, and assessments levied by the council in the mode
and manner prescribed by laws of the state and the ordinances of the city.
(Prior code §10‑7).
3.08.040
Delinquency‑‑Penalty. On the thirtieth day of November of
each year, at six p.m., all unpaid taxes, collectable by the city, which have
been levied at least thirty days prior to that date, shall be delinquent, and
thereafter the city treasurer shall add thereto for the use of the city, as
penalty for such default and delinquency, such additional sum as may be
authorized by the laws of the state; and all such delinquent taxes shall
thereafter bear interest at the rate provided by the laws of the state until
paid; however, whenever any tax, general or special, or special assessments or
both thereof, shall become delinquent, no tax sale shall be held by the city
treasurer therefor, but the city treasurer shall, within ten days after the
date the same becomes delinquent, certify all such delinquent taxes and
assessments to the county treasurer, which certificate shall contain the
description of each lot or parcel of land on which any tax or assessment has
become delinquent, the name and address of the person to whom assessed, the
date when the same became delinquent, the amount of the delinquent tax or
assessment, the penalty to be added thereto, and the total amount of such delinquent
tax or assessment with penalty added, and if any such special assessment is
payable in installments, and any installment thereof has become delinquent, the
amount of such delinquent installment shall be included in such certificate;
provided further, however, that if the city council has by appropriate resolution
declared the whole of the assessment remaining unpaid to be delinquent, then
the whole of such assessment remaining unpaid shall also be included in such
certificate, and upon receipt of such certificate the county treasurer shall
enter such delinquent tax and assessment in the proper delinquent tax list and
sell such property as provided by the laws of the state. (Prior code §10‑8)
PAYMENT
OF WARRANTS
Sections:
3.12.010 City treasurer duties.
3.12.010 City treasurer duties.
Every fund in the hands of the city treasurer shall be paid out in the order in
which the warrants are presented for payment, and in case there are no funds in
the hands of the treasurer applicable for the payment of such warrants, the
treasurer shall endorse on the same "not paid for want of funds"
together with the date of such presentation, and enter the same in a book to be
kept for that purpose, and thereafter such warrants shall bear interest at the
rate of six an one‑half percent per year until after there are funds in
the hands of the treasurer to pay the same. (Ord. 2032, 1979: prior code §2‑28)
CURB, GUTTER, SIDEWALK,
ALLEY APPROACH, STORMWATER, PUBLIC PARK AND
OTHER IMPROVEMENTS LOAN
FUND PROGRAM
Sections:
3.16.020 Repealed.
3.16.030 Program eligibility requirements.
3.16.040 Application‑‑Information
requirement.
3.16.050 Repealed.
3.16.060 Security agreement requirement.
3.16.070 Property lien‑‑Upon
nonpayment.
3.16.080 Property
lien‑‑Upon determination of ineligibility.
3.16.100 Curb and gutter loan fund created.
3.16.110 Administration of loan fund program.
3.16.010 Loan Program Created.
There is created a loan program to provide a low-moderate income
property owners and property owners who incur financial hardship (as defined
below in Section 3.16.030.B) with temporary relief from the cost of curb,
gutter, sidewalk, alley approach, Stormwater, public parks and other
improvements within a Special Improvement District created by the city council
or ordered installed by the city council. Income eligible property owners who
have received formal notification of a hazardous sidewalk from the city are
also eligible for the loan program. (Ord. 3764, 2025; Ord. 3394 §1,
2009; Ord. 3344, 2007; Ord. 3318, 2006; Ord. 3190, 2001; Ord. 2665 §1, 1989;
Ord. 2008 §1, 1979).
3.16.020 Repealed (Ord. 3190, 2001; Ord. 2008 §2, 1979)
3.16.030 Program eligibility requirements. In order to
be eligible for this program, the real property upon which the improvements are
installed must be one or two-family dwelling residential (including mobile
homes); and be owner-occupied. In addition, the owner or owners of the property
must meet one of the following criteria:
A.
To
be eligible as a low-moderate income property owner, as stated in 3.16.010, the
total household annual income from all sources must fall below one hundred and
twenty percent (120%) of the Federal HUD Median Household Income for the
Missoula, Montana, Metropolitan Statistical Area for the most recent fiscal
year published, and will be based upon the total number of household members,
with the income from all household members included in the total household
annual income. The entire cost of the improvements is
eligible for this program.
B.
To
be eligible as property owners who incur financial hardship, as stated in
3.16.010, the total principal assessment to be financed for improvements within
the right-of-way must exceed $3,500.
Only the portion of the costs exceeding $3,500 is eligible for this
program. (Ord. 3394 §2, 2009; Ord. 3344, 2007; Ord. 3318, 2006; Ord. 3190,
2001; Ord. 2438, 1985; Ord. 2008 §3, 1979).
3.16.040 Application—Information requirement. Any person or persons eligible to
apply for this loan program must submit an application
to the City Finance Officer. . For application under Section 3.16.030.A,
applicants must also furnish the city, on forms provided by the finance
officer, the following information:
A.
Total
income from all sources;
B.
Retirement
or disability benefits (if applicable);
C.
A
copy of the applicant's most recent Federal Income Tax Return;
D.
A
statement to the fact that he, she or they are the sole owners and occupants of
the property upon which relief is sought;
E.
An
affidavit stating that he, she or they meet the criteria set forth in Section
3.16.030.
(Ord.
3394 §3, 2009; Ord. 3344, 2007; Ord. 3318, 2006; Ord. 3190, 2001; Ord. 2008 §4,. 1979) .
3.16.050 Repealed (Ord. 3190, 2001; Ord. 2008 §5, 1979)
3.16.060 Security agreement requirement.
Upon final determination of eligibility the applicant must execute a secured
agreement to be filed of record that the loan plus any accrued interest will be
paid in full on the occurrence of one of the following events:
A. The death of the owner provided the
spouse is unable to qualify under the provisions of the ordinance;
B. Sale or any other disposition of
property;
C. If the property, for any reason, should
lose its owner-occupied status;
D.
If,
for any reason, the city council shall determine that there would be no
hardship to require immediate full or partial payment. (Ord. 3344, 2007; Ord.
3190, 2001; Ord. 2008 §6, 1979).
3.16.070 Property
lien—Upon nonpayment. If after the occurrence of one of the events
set forth in Section 3.16.060, the loan and any accrued interest remains unpaid
for a period of more than thirty days after the city has made proper
notification, the city may reinstate the total amount due as a special
assessment lien against the property. (Ord. 3344, 2007; Ord. 3190, 2001; Ord.
2008 §7, 1979).
3.16.080 Property lien—Upon determination of
ineligibility. If, for any reason, the city council
determines that a participant becomes ineligible during the term of the loan,
the loan and any accrued interest will be considered due and payable. If not
paid within thirty days of proper notice, the city may reinstate the total
amount due as a special assessment lien against such property. The term and interest rate for the special
assessment shall be determined by the City Finance Officer based upon the curb
and sidewalk municipal bond interest rates. (Ord. 3394 §4, 2009; Ord. 3344,
2007; Ord. 3318, 2006; Ord. 3190, 2001; Ord. 2008 §8, 1979).
3.16.090 Interest
rate.
The interest rate charged on sidewalk
projects shall be as follows:
3.16.090.A – Projects that elect to
finance with Sidewalk and Curb Bonds issued by the City shall use an interest
rate equal to the sum of one half percent a year, plus
the average interest rate payable on the bonds issued to finance th e sidewalk project, plus at the option of the City
Council, up to an additional one half percent a year.
3.16.090.B – Projects that are funded by
sources other than Sidewalk and Curb Bonds issued by the City shall use an
interest rate equal to one half percent ˝ of 1% a year plus three percent,
which is the an assumed current long term inflation
rate of 3%. The inflation rate portion (three percent) may be adjusted annually
to account for changes in
inflation as calculated by the City
Finance Director.
(Ord. 3764,
2025; Ord. 3490, 2013; Ord. 3344, 2007; Ord. 3190, 2001; Ord. 2008 §9, 1979).
3.16.100 Curb,
gutter, sidewalk, alley approach, and Stormwater and public parks and other
improvements loan fund created. There is created a curb, gutter,
sidewalk, alley approach, and Stormwater and public parks and other
improvements loan fund from which loans for the purposes of this ordinance
shall be made. Upon execution of the necessary loan agreements, the loan
proceeds shall be disbursed to the contractor on behalf of the property owner.
The city shall transfer money to fund the loans and/or loan fund as necessary.
All proceeds from loan repayments and accrued interest shall be deposited in
the loan fund. At any time the council or City Finance Director determines that
there is more money in the loan fund than is necessary to carry out the intent
of this chapter the excess shall be returned to the original City fund as
repayment of the advance. (Ord. 3764, 2025; Ord. 3344, 2007; Ord. 3190, 2001;
Ord. 2008 §10, 1979).
3.16.110 Administration
of loan fund program. The finance officer shall be responsible
for administering this program, including approval and collection of loans. Accounting
and reporting procedures for the
program shall be the same as for any other city funds. (Ord. 3344, 2007; Ord.
3190, 2001; Ord. 2008 §11, 1979) .
WATER
LINE LOAN PROGRAM
Sections:
3.17.020 Administration and accounting
3.17.050 Application requirements
There
is hereby created a loan program to provide temporary relief from the cost of
water service line connection, repair, and related work for eligible
residential property owners. Only one water line loan shall be granted to a
property per property owner.
A
property owner often lacks an incentive to replace a leaking water service line
until the line no longer provides adequate pressure to meet their needs. Water
leaking from privately-owned water service lines increases the operating costs
and carbon-footprint associated with running the water system. Additionally,
leaking service lines may damage adjacent City water, sewer, or surface
infrastructure, or private property that could create problems for the water
utility. As a result, the Missoula City Council determines that to ensure the
efficient and cost-effective operation of the water system, a portion of the
loan principal may be forgiven if the purpose of the work is to replace a
service line that has been identified to be leaking and the customer meets the
criteria described in this chapter. (Ord. 3743, 2024; Ord. 3633, 2019)
3.17.020 Administration and accounting
The
Public Works and Mobility Department will administer this loan program,
including loan approval and payment collection. Accounting and reporting
procedures for the program will be the same as for any other city funds. (Ord.
3743, 2024; Ord. 3633, 2019)
This
program is available to City residential water customers under the following
conditions:
A.
Loan funds are available to single- or multi-family residential
(including mobile homes and manufactured homes) property owners for water
service line-related work, as described in this chapter.
B.
Loan applicants must be current on their utility bill payments and
have no late utility bill payments, utility bill liens, or disconnect notices
for at least the six months immediately prior to the loan application date.
C.
Flat-rate customers wishing to participate in the water line loan
program shall agree to become metered customers and shall install a water meter
and meter pit. Missoula Water will install the water meter if the house
plumbing complies with the following requirements:
1.
Meter cannot be installed in a crawlspace
2.
Meter cannot be installed where they cannot be accessed (behind walls or other
permanent fixtures)
3.
Meter must be installed ahead of all piping branches
4. If
any of these conditions exist, either the property owner must hire a plumber to
resolve the conflict or install a meter pit outside the house.
D.
The utility bill property owner must agree to place the utility
bill remain in the property owner’s name, a requirement which must bear on the
successors and assigns in interest.
E.
The property owner, or any business in which they own, must not
own any other single- or multi-family residential property within Missoula
County.
F.
Missoula Water may forgive a portion of the loan for an amount not
to exceed $3,000 provided that the customer meets all of
the following criteria:
1.
The project is resolving a water service line with a leak that has
been documented and verified by Missoula Water employees by one of the
following means:
i.
Leaking water is surfacing.
ii.
Missoula Water performs a pressure test and verifies that the
system will not hold pressure. This leak test would typically show a leak
between the curb box and house, unless the customer’s contractor is able to
expose and close the corporation stop.
iii.
The contractor exposes a leaking section of pipe and contacts
Missoula Water to come to the site to verify that there is a leak. If Missoula
Water personnel are not available at that time to verify the leak, the
contractor can provide detailed photographs and/or video to document that the
pipe is leaking.
2.
The project includes replacing the
service line from at least the curb box to the house or main to curb box,
depending on which side the leak is occurring.
3.
The customer’s contractor complies with all applicable City codes and obtains
all required City permits.
(Ord. 3743, 2024; Ord. 3633, 2019)
The
following are eligible for a loan under the water line loan program:
A.
New service line installation to connect the residence to the
municipal water system following or in conjunction with a well abandonment;
B.
Improvements or repairs to the water service line or internal
plumbing to remove internal plumbing containing lead. This does not include
plumbing fixtures or appliances, such as sinks, toilets, showers, bathtubs, hot
water heaters, dishwashers, etc.;
C.
Water meter installation, including meter pit, for residences
currently billed at a flat rate;
D.
Water meter pit installation and related work for moving an
in-house water meter to a meter pit located on the property; and
Water
meter installation, including meter pit, for residential irrigation systems to
move from a flat rate to a metered rate. This does not include installation of
an irrigation system. (Ord. 3633, 2019)
3.17.050 Application requirements
A
residential property owner eligible to apply for this loan program must furnish
the following information to the city on forms provided by city staff:
A. A
statement that the applicant(s) is/are the sole owner(s) of the property upon
which relief is sought,
B. An
affidavit stating that the applicant(s) meet the criteria set forth in Section
3.17.030, and
C. The
applicant shall pay a loan processing fee, as stated in the Public Works and
Mobility Fee Schedule to the water enterprise fund for each water line loan
application to record the promissory note.
(Ord. 3743, 2024; Ord. 3633, 2019; Ord. 3664,
2020)
A. Installments. If the applicant desires,
the cost of the water line loan can be repaid to the city in installments as
agreed upon by both the applicant and the city and in accordance with the terms
of the loan agreement. Loan payments will be included as part of the applicant’s
monthly utility bill.
B. Conditions. Upon final determination of
eligibility, the applicant must execute a loan repayment promissory note, to be
filed at the Missoula County Clerk and Recorder’s office including the
following provisions:
1.
the loan balance plus any
accrued interest will be paid in full upon the sale or any other disposition of
the property.
2.
a provision that bears on the successors and assigns in interest
to the property requiring the utility bill to be listed in the property’s name.
C.
Delinquent
payments—Property tax lien. If
any of the following occurs, the city may reinstate
the total amount due as a tax lien against the property in accordance with
Section 7-13-4309, MCA:
1.
Sale or other disposition of the property, and the loan and any
accrued interest remains unpaid for a period of more than 30 days after the
city has made proper notification, or
2.
The amount due for the monthly utility bill and loan payment
cannot be paid to the city for a period of more than 30 days after the city has
made proper notification.
D.
Interest rates. Interest will be charged on the unpaid loan balance at the rate
assessed to property owners for the curb, gutter, sidewalk, alley approach, and
stormwater improvement loan fund program, as determined by the most recent bond issue
sold. Payments made will first be applied to interest, second to fees, and
finally to outstanding principal balances.
E.
Loan forgiveness. If the project resolves a known leak and the customer’s project
fulfills the requirements in this chapter, the outstanding amount of the loan
to be collected from the customer will be reduced by an amount not to exceed
$3,000.
(Ord.
3743, 2024; Ord. 3633, 2019)
A
water line loan fund is hereby established to make loans to fulfill the
purposes of this chapter. Upon execution of the necessary loan agreements,
the loan proceeds shall be disbursed to the property owner. The portion of the
water fund used to finance the water line work is limited to an amount per
fiscal year as appropriated to the fund by city council. If there are loan
applications that would exceed this amount, Public Works and Mobility
Department will maintain a waiting list, and loan applications will be
processed in the order in which the applications are received by the department. The
Utility Service Appeals Committee, as defined in MMC 13.02, may prioritize
limited loan funds based on financial need or severity of the problem. All
proceeds from loan repayments and accrued interest shall be deposited in the
loan fund. If the council determines that there is more money in the loan
fund than is necessary to carry out the intent of this chapter, the excess
shall be returned to the water fund as repayment of the advance. (Ord. 3743,
2024; Ord. 3633, 2019)
SEWER LINE
LOAN PROGRAM
Sections:
3.18.020 Administration
and accounting
3.18.040 Eligibility‑‑Criteria
3.18.045 Repealed
3.18.050 Application
requirements
3.18.055 Repealed
3.18.060 Repayment
agreement – Promissory note
3.18.065 Repealed
3.18.070 Repayment
agreement – Installments
3.18.075 Repealed
3.18.080 Delinquent
payments – Property tax lien.
3.18.110 Sewer line
loan fund.
3.18.010 Created‑‑Purpose. There is hereby a loan program to provide
temporary relief from the cost of sanitary sewer service line connection,
repair, and related work for eligible residential low income
property owners. Only one sewer line loan shall be granted for a property per
property owner. (Ord. 3743, 2024; Ord. 3458
§1, 2011; Ord. 3191, 2001; Ord. 2433 §1, 1985)
3.18.020 Administration and accounting. The Public Works
and Mobility Department shall be responsible for administering this loan
programs, including approval and collection of loans. Accounting and reporting procedures for the
programs shall be the same as for any other city funds. (Ord. 3743, 2024; Ord.
3458 §2, 2011; Ord. 3191, 2001; Ord. 2433 §11, 1985) .
3.18.030 Applicability.
The loan programs established by this chapter apply to:
(Ord. 3743, 2024; Ord. 3458 §3, 2011; Ord. 3191,
2001; Ord. 2433 §2, 1985).
This program is
available to City of Missoula sewer residential customers under the following
conditions:
A.
Loan
funds are available to single- or multi-family residential (including mobile
homes and manufactured homes) property owners for sewer service line-related
work, as described in this chapter.
B.
Loan
applicants must be current on their utility bill payments and have no late
utility bill payments, utility bill liens, or disconnect notices for at least
the six months immediately prior to the loan application date.
C.
The
property owner must agree to place the utility bill in the property owner’s
name, a requirement which must bear on the successors and assigns in interest.
D.
The
property owner must not own any other single- or multi-family residential
property within Missoula County.
In addition,
the owner or owners of the property must meet the following income criteria:
The
total household annual income from all sources must fall below one-hundred and
twenty percent (120%) of the Federal HUD
Median Household Income for the Missoula, Montana, Metropolitan Statistical
Area for the most recent fiscal year published, and
will be based upon the total number of household members, with the income from
all household members included in the total household annual income. (Ord. 3743, 2024; Ord. 3458 §4, 2011; Ord. 3191,
2001; Ord. 2842 §1, 1993; Ord. 2689, 1989; Ord. 2433 §3, 1985).
3.18.045 Repealed (Ord. 3743, 2024; Ord. 3458 §5, 2011)
3.18.050 Application requirements
A residential
property owner eligible to apply for this loan program must furnish the
information listed below to the city to be processed by a contracted
organization:
A.
All
documentation required by the contracted organization performing the income
verification;
B.
A
statement to the fact that he, she or they are the sole owner and occupant of
the property upon which relief is sought;
C.
The
applicant shall pay a loan processing fee, as stated in the “Public Works and
Mobility Fee Schedule,” to the wastewater enterprise fund for each sewer line
loan application to record the promissory note.
D.
The
City will front the cost of the income verification process and shall apply
such amount to the loan principal to be paid back monthly.
E. An affidavit stating that he, she or
they meet the criteria set forth in Section 3.18.040.
(Ord. 3743, 2024; Ord. 3458 §6, 2011; Ord. 3191,
2001; Ord. 2433 §4, 1985).
3.18.055 Repealed (Ord. 3743, 2024; Ord. 3458 §7, 2011)
3.18.060 Repayment agreement – Promissory Note
Upon final
determination of eligibility, the applicant must execute a secured promissory
note, to be filed at the Missoula County Clerk & Recorder’s office,
including the following provisions:
A.
The
loan balance plus any accrued interest will be paid in full upon the sale or
any other disposition of the property;
B. A provision that bears on the successors and assigns in interest to the property requiring the utility bill to be listed in the property’s name.
(Ord. 3743, 2024; Ord. 3458 §8, 2011; Ord. 3191, 2001; Ord. 2433 §5, 1985).
3.18.065 Repealed (Ord. 3743, 2024; Ord.
3458 §9, 2011)
3.18.070 Repayment agreement – Installments
If the
applicant desires, the cost of the sewer line loan can be repaid to the city in
installments as agreed upon by both the applicant and the city and in
accordance with the terms of the loan agreement. Loan payments will be included
as part of the applicant’s monthly utility bill. (Ord.
3743, 2024; Ord. 3458 §10, 2011; Ord. 3191, 2001; Ord. 2534 §6, 1987;
Ord. 2433 §6, 1985).
3.18.075 Repealed (Ord. 3743, 2024; Ord. 3458 §11, 2011)
3.18.080 Delinquent payments – Property tax lien.
If any of the
following occurs, the city may reinstate the total amount due as a tax lien
against the property in accordance with Section 7-13-4309, MCA:
1.
Sale
or other disposition of the property, and the loan and any accrued interest
remains unpaid for a period of more than 30 days after the city has made proper
notification, or
2.
The
amount due for the monthly utility bill and loan payment cannot be paid to the
city for a period of more than 30 days after the city has made proper
notification.
(Ord. 3743, 2024; Ord.
3458 §12, 2011; Ord. 3191,
2001; Ord. 2433 §7, 1985).
3.18.090 Repealed (Ord. 3743, 2024; Ord. 3458 §13, 2011; Ord. 3191, 2001; Ord. 2433 §8, 1985).
3.18.100 Interest rates. Interest
will be charged on the unpaid loan balance at the rate assessed to property
owners for the curb, gutter, sidewalk, alley approach, and stormwater
improvement loan fund program as determined by the most recent bond issue sold.
Payments made will first be applied to interest, second to fees and finally to
outstanding principal balances. (Ord. 3743, 2024; Ord. 3458 §14, 2011;Ord. 3191, 2001; Ord. 2534 §9, 1987; Ord. 2433 §9, 1985).
There is hereby created a sewer line
loan fund from which loans for the purposes of this chapter shall be made. Upon
execution of the necessary loan agreements, the loan proceeds shall be
disbursed to the property owner. The portion of the sewer fund used to finance
the sewer line work is limited to an amount per fiscal year as appropriated to
the fund by city council. If there are loan applications that would exceed this
amount, the Department of Public Works & Mobility will maintain a waiting
list, and loan applications will be processed in the order in which the
applications are received by the department. All proceeds from loan repayments
and accrued interest shall be deposited in the loan fund. At any time the
council determines that there is more money in the loan fund than is necessary
to carry out the intent of
this chapter, the excess shall be
returned to the sewer R and D fund as repayment of the advance. (Ord. 3743, 2024; Ord. 3458 §15, 2011;Ord. 3191, 2001; Ord. 2433 §10, 1985).
SEWER CONNECTION EXPENSE RELIEF LOAN
PROGRAM‑‑PRIVATE FINANCING
Sections:
3.19.020 Administration
and accounting.
3.19.040 Eligibility‑‑Criteria.
3.19.050 Application
requirements.
3.19.060 Delinquent
payments‑‑Property tax lien.
3.19.080 Sewer connection
loan fund.
3.19.010 Purpose.
Inasmuch as Section 7‑1‑4124 (9) Montana Code Annotated empowers
municipalities to make grants and loans of money, property and services for
public purposes, in order to enhance the public purpose of securing and
promoting the general public health and welfare found in Section 7‑1‑4123
(3) MCA and for the public purpose and benefit of protecting the Missoula sole
source water aquifer from contamination and pollution from sewer septic tanks,
there is created a loan program to provide residential property owners with
private financing for the cost of sewer connection and to provide a method for
the city to purchase delinquent loans from financial institutions that provide
the private financing for the cost of sewer connections. (Ord. 3192, 2001; Ord.
2912 §1(part), 1994).
3.19.020
Administration and accounting. The Public Works and Mobility
Department shall be responsible for administering this program, including
acceptance and processing of delinquent loans. Accounting and reporting
procedures for the program shall be the same as for any other city funds. (Ord. 3743, 2024; Ord.
3192, 2001; Ord. 2912 §1(part), 1994).
3.19.030
Applicability. The loan program established by this
chapter applies to only those improvements which connect a residential property
to the municipal sanitary sewer system. This program is limited to financing
those improvements from the residential building to the sanitary sewer main,
which may include a STEP tank and piping, but does not include costs associated
with the sanitary sewer main. (Ord. 3192, 2001; Ord. 2912 §1 (part), 1994).
3.19.040 Eligibility‑‑Criteria.
In order to be eligible for this program, the real
property upon which the connection is installed must be residential (including
mobile homes or manufactured houses). (Ord. 3192, 2001; Ord. 2912 §1(part),
1994).
3.19.050
Application requirements.
Any person or
persons eligible to apply for this loan program must furnish the following
information:
A.
All
information required on forms provided by the financial institution of the
person's choice;
B. All
information required on the city's
eligibility form including a statement to the fact that the applicant(s)
is/are the sole owner(s) of the property upon which relief is sought. (Ord. 3743, 2024; Ord. 3192, 2001; Ord. 2912
§1(part), 1994).
3.19.060 Delinquent payments‑‑Property tax
lien.
If after the
occurrence of sixty or more days of delinquency in loan payments to the private
financial institution of the person's choice, the financial institution, by
agreement, may sell the delinquent loan to the city of Missoula for the
outstanding principal balance plus accrued interest. The Public Works and
Mobility Department shall then bill the property
owner monthly
for the principal amount plus accrued interest in the same manner that other
sewer line loans are billed. Pursuant to Section 7-13-4309 MCA, the city clerk
shall give notice to the property own-ers that their
promissory note for sewer service is in arrears and will be billed monthly for
the principal amount plus accrued interest and that any delinquencies of these
payments shall cause the delinquent amount due plus interest to be placed as a
tax lien against such property and in accordance with Section 7-13-4309, MCA. (Ord. 3743, 2024; Ord.
3192, 2001; Ord. 2912 §1(part), 1994).
3.19.070 Interest rate. Interest will be charged on the unpaid
delinquent loan balance at the rate assessed to property owners for the curb,
gutter, sidewalk, alley approach and stormwater improvement loan fund program
as determined by the most recent bond issue sold. Payments made will first be
applied to interest and then to the outstanding principal balances. (Ord. 3743, 2024; Ord. 3192, 2001; Ord. 2912
§1(part), 1994).
3.19.080 Sewer line loan fund.
Loan purchases from private financial institutions for the purposes of this
chapter shall be made from the sewer line loan fund previously established.
Upon receipt of a delinquent sewer line loan promissory note, with cover letter
from the private financial institution requesting payment in full of a loan
that is more than sixty days delinquent, the Public Works and Mobility
Department shall initiate payment in full to the private financial institution
and recording of the promissory note as a lien on the property. The city
council shall order moneys to be transferred from the sewer R and D fund to the
loan fund, as necessary. All proceeds from loan repayments and accrued interest
shall be deposited in the loan fund. At any time the council determines that
there is more money in the loan fund than is necessary to carry out the intent
of this chapter, the excess shall be returned to the sewer R and D fund as
repayment of the advance. (Ord. 3743, 2024; Ord.
3192, 2001; Ord. 2912 §1(part), 1994).
Sections:
3.20.050 Eligibility
activities.
3.20.060 Program
administration.
3.20.010 Purpose. It is the intention of the City of
Missoula to establish a Commercial Rehabilitation Loan Program (CRLP) to
redevelop and rehabilitate the blighted areas within the area described in
Resolution Number 5210 through the encouragement of private enterprise, and to
authorize the Missoula Redevelopment Agency to undertake program implementation
and administration subject to the provisions contained herein. (Ord. 2951,
1995; Ord. 2547 §1, 1987; Ord. 2491 §1, 1986; Ord. 2461 §1, 1985; Ord. 2453 §1,
1985; Ord. 2309 §1, 1983).
3.20.020 Objectives. The primary objective of the commercial
rehabilitation loan program is to improve public health, safety and general
welfare through the elimination of blight associated with commercial property
within the urban renewal area. This objective will be accomplished by providing
affordable financing as an incentive to private property owners to upgrade
commercial structures through facade improvements or in conjunction with job
creating economic development projects. Additional program objectives are to:
A. Leverage private investment through public
incentives;
B. Stimulate the community's tax base through
private investment in income‑producing properties; and
C. Encourage economic and business development
within the urban renewal district by
requiring that applicants for job creating economic development projects meet
minimum standards for employment practices, including paying their eligible
employees a minimum level of compensation as described in Chapter 3.22.040, and
adherence to fair labor practices as described in Chapter 3.22.070. (Ord. 3170, 2001; Ord. 2951, 1995; Ord. 2547
§2, 1987; Ord. 2491 §2, 1986; Ord. 2461 §2, 1985; Ord. 2453 §2, 1985; Ord. 2309
§2, 1983).
3.20.030 Financing.
The Missoula redevelopment agency is authorized to use tax increment funds to
subsidize market interest rates on commercial rehabilitation loans obtained by
eligible applicants from participating lending institutions. An interest subsidization of fifty percent of
the market interest rate, but in no case exceeding seven percent, may be
applied to principal amounts of up to fifty thousand dollars for loans used for
facade improvement projects with a maximum repayment period of ten years.
Interest subsidization on economic development project loans may be applied to
principal amounts of up to one hundred thousand dollars according to procedures
and formulas established by the Missoula redevelopment agency. The city council
reserves the right to increase the eligible principal amounts or adjust the
rate of the interest subsidy for individual projects upon the recommendation of
the Missoula redevelopment agency. This subsidization shall be in accordance
with the provisions of the commercial rehabilitation loan program participation
agreement The provisions of the
participation agreement relating to job creating economic development programs
shall be in conformance with Chapter 3.22 Missoula Municipal Code entitled
" Missoula Quality Job and Labor Protection Ordinance." (Ord. 3170, 2001; Ord. 2951, 1995; Ord. 2547
§3, 1987; Ord. 2491 §3, 1986; Ord. 2461 §3, 1985; Ord. 2453 §3, 1985; Ord. 2309
§3, 1983).
Applicants must comply with program
requirements as established by the Missoula Redevelopment Agency. Requirements shall include but are not
limited to the following:
A. All commercial property currently or to be
assessed local property taxes within the urban renewal area described in
Resolution Number 5210 will be eligible with the exception of
public buildings and lending institutions;
B. Eligibility is extended to property owners of
record and or tenants with a leasehold interest equal to the term of the loan
upon written approval of the property owner;
C. The property, at the time of the application
for the loan, must currently be in commercial use or there must exist a legally
binding commitment of a commercial enterprise to occupy the structure after
rehabilitation is complete; and
D. Special improvement district and property tax
assessments must be paid to date.
In addition to MRA eligibility requirements,
the applicant must qualify for commercial rehabilitation loan approval as
required by participating lending institutions.
(Ord. 2951, 1995; Ord. 2547 §4, 1987; Ord. 2491 54, 1986; Ord. 2465 §4,
1985; Ord. 2453 §4, 1985; Ord. 2309 §4, 1983).
3.20.050 Eligibility activities. The Commercial Rehabilitation Loan Program is designed to
address the need for redevelopment and rehabilitation of commercial
property. All construction must be undertaken with a design that has been
reviewed and approved by the Missoula Redevelopment Agency to insure compliance with program objectives and must also be
in compliance with all municipal ordinances and the urban renewal plan for the
area described in Resolution Number 5210. Eligible activities shall be
specified by the Missoula Redevelopment Agency and will include but are not
limited to the following:
A. Improvements to the building's exterior
elements including but not limited to roofs, windows, doors, appurtenances and
architectural features, signs attached to the building, awnings, painting and
other exterior wall treatments, and upgrading exterior electrical connections.
B. Exterior improvements for the handicapped
including but not limited to ramps, doors, kickplates, automatic door openers,
walks, guardrails, non-slip materials and level platforms at doors.
C. Improvements which bring the structure into
compliance with applicable local building and fire codes, including and
especially the installation of exterior emergency exiting.
D. Architectural assistance and design fees are an
eligible expense, but may not exceed five percent (5%)
of the program eligible loan principal or $500, whichever is less. In addition, permit fees are an eligible
expense up to one percent (l%) of the program eligible loan principal.
E. The following activities are ineligible for
funding through the Commercial Rehabilitation Loan Program:
1. New
construction or additions;
2. Refinancing
existing debt;
3. Site
improvements including landscaping, fencing, sidewalks, curbs and gutters;
4. Utility
connections; except exterior electrical connections;
5. Property
acquisition;
6. Structural
elements;
7. Abrasive
cleaning of exterior surfaces;
8. Work
initiated prior to necessary program approvals.
F. This section is not intended to preclude a
participating lender from making additional loans or loan amounts to an
applicant for financing the activities enumerated in Section 5(4), but such
loans or loan amounts shall not be entitled to the interest subsidy. (Ord. 2951, 1995; Ord. 2547 §5, 1987; Ord.
2491 §5, 1986; Ord. 2465 §5, 1985;
Ord. 2453 §5, 1985; Ord. 2309 55, 1983) .
3.20.060 Program administration. The Missoula Redevelopment Agency is
authorized to develop procedures, application materials, and program guidelines
necessary to implement and administer this ordinance and to enter
into all contracts necessary to accomplish the purpose of this
ordinance. (Ord. 2951, 1995; Ord. 2547
§6, 1987; Ord. 2491 §6, 1986; Ord. 2465 §6, 1985; Ord. 2453 §6, 1985; Ord. 2309
§6, 1983).
MISSOULA
QUALITY JOB AND LABOR PROTECTION ORDINANCE
Sections:
3.22.040 Employee Compensation
3.22.050 Proof of Wages and Benefits
3.22.060 Collective Bargaining Exemption
3.22.070 Relations with Employees
3.22.080 Variance of Eligible Employees
3.22.010 Title and purpose.
This ordinance shall be known as the "Missoula Quality Job and
Labor Protection Ordinance." The
purpose of this ordinance is to prescribe that businesses receiving financial
assistance from the City for job creation and economic development as described
in Section 3.22.030 must meet minimum standards for employment practices,
including paying their eligible employees a minimum level of compensation as
described in Section 3.22.040, and adherence to fair labor practices as described
in Section 3.22.070. (Ord. 3169, 2001)
A. "City" means the City of Missoula
and all its agencies, departments and offices.
B. "Applicant" is any person or
business seeking financial assistance from the City.
C. "Eligible employee" means any
person, who will be employed for at least 20 hours per week and, 1) whose work
is performed in the City of Missoula, or 2) who resides in the Missoula area
and works under supervision that is performed in the City of Missoula. Business
owners, immediate family members and grandchildren are specifically exempted
from this definition unless when otherwise prohibited in State or Federal Law.
D. “Health benefit” means a policy, contract,
certificate, or agreement entered into, offered, or
issued by a health carrier or self-insurer to provide, deliver or arrange for,
pay for or reimburse any of the costs of health-care services. (Section 33-1-801 (4) MCA) (Ord. 3169, 2001)
3.22.030 Financial Assistance.
"Financial
assistance" means support from any of the following programs when the
purpose of the support is economic development and job creation:
A. property tax incentives
B. industrial revenue bonds
C. Missoula Redevelopment Agency tax increment
financing from the Economic Development section of the Commercial
Rehabilitation Loan Program
D. Economic Development Activities of Community
Development Block Grants
E. Program income funds (Ord. 3169, 2001)
3.22.040 Employee compensation.
The Applicant
requesting financial assistance of the City shall upon receiving financial
assistance pay eligible employees a wage of at least the minimum starting
salary for full time employees of the City of Missoula and offer health
benefits. For each subsequent year, the required wage shall be adjusted
annually on January 1 proportionately to the change in the Consumer price
Index, Class B and C, for the Western Region.
(Ord. 3169, 2001)
3.22.050 Proof of Wages and Benefits
A. Successful applicants for financial assistance
as defined herein shall execute an Agreement with the City providing payment of
wages described in the Section 3.22.040 to eligible employees. Proof of wages shall be proven through the
same method the City of Missoula uses for determining state prevailing wage
accountability.
B. Evidence proving failure to pay eligible
employees in accordance with this ordinance will constitute a breach in the
agreement described in 5 (A) above and entitles the City to immediate and full
repayment of any financial assistance provided to the Applicant or other
remedies acceptable to the City. The
City may grant a delay if the City Council makes a finding of mitigating
circumstances.
C. The Applicant shall be required to show proof
of wages for eligible employees for the period that the assistance is being
provided or 5 years, whichever is longer. (Ord. 3169, 2001)
3.22.060 Collective Bargaining Exemption.
All
of the provisions of
this ordinance, or any part hereof, may be waived in a bona fide collective
bargaining agreement, but only if the waiver is explicitly set forth in such an
agreement in clear and unambiguous terms. (Ord. 3169, 2001)
3.22.070 Relations with Employees.
Successful
Applicants shall pledge to be in compliance with the Federal Fair Labor Standards Act. (Ord. 3169, 2001)
3.22.080 Variance of Eligible Employees.
An Applicant
shall be granted a variance from Section 3.22.040 if it meets any of the
following condition:
A. Applicant submits a plan to comply with
Section 3.22.040 for 90%of eligible employees upon receiving City financial
assistance, for 95% of eligible employees after one year and all eligible
employees after two years of receiving the assistance.
B. The City Council determines, after hearing an
appeal and making a finding of public benefit, that the Applicant should be
granted a variance or conditional variance. (Ord. 3169, 2001)
Affordable Housing Trust
Fund
Sections:
3.24.010
Purpose
3.24.020
Establishment
3.24.050 Use of
Affordable Housing Trust Fund
3.24.070
Affordable Housing Trust Fund Administration
3.24.080
Affordable Housing Resident Oversight Committee
It
is the intent of the City Council to create an Affordable Housing Trust Fund
(AHTF) as a permanent and annually renewable source of revenue to meet, in
part, the housing needs of the City’s low- and moderate-income households. The
Affordable Housing Trust Fund is intended to become a sustainable source of
funding that can leverage other private and public investments to help address
Missoulians’ housing needs in conformance with agreed-upon community housing
goals and objectives. The purpose of the Affordable Housing Trust Fund
Ordinance is to establish the fund, identify the initial sources of funds which
shall be dedicated to the Affordable Housing Trust Fund, and to restrict
allowable uses of the fund. The Affordable Housing Trust Fund is not intended
to be the sole source of funding for affordable housing and any activity or
project eligible for support from the Affordable Housing Trust Fund is expected
to develop additional sources of funds. (Ord. 3663, 2020)
There
is hereby established a fund to be known and denominated as the Missoula
Affordable Housing Trust Fund. The Affordable Housing Trust Fund shall consist
of funds identified in the Dedication section below and any other
appropriations as determined from time to time by legislative action of the
City Council. The City Finance Director shall maintain a separate Affordable
Housing Trust Fund and any required related subsidiary funds. (Ord. 3663, 2020)
Administrative Policies
& Procedures – the administrative policies and procedures approved by a
majority vote of at least five (5) of the nine (9) member the Citizen’s
Oversight Committee that outline application, evaluation, and all other
administrative policies and procedures associated with the Affordable Housing
Trust Fund.
Affordable Housing – residential housing primarily for
persons or households of low or moderate-income as defined by the
administrative policies and procedures.
Allowable Uses – those uses for the Affordable Housing
Trust Fund that are set forth in the Use of the Housing Trust Fund section
below.
Consumer Housing Programs – programs and services provided to
housing consumers to support them in meeting their housing needs and reaching
their housing goals. These might include financial support or counseling and
education programs.
Gap Financing – a short-term or long-term loan for
the purpose of meeting an immediate financial obligation.
Match – the dollar value of other resources
committed to projects funded by the Affordable Housing Trust Fund. Each dollar
committed to the project that is not generated from the Affordable Housing
Trust Fund shall be considered as match.
Infrastructure – any basic physical structures,
systems, and facilities needed for an affordable housing project. (Ord. 3663,
2020)
Other
funds may be identified from time to time that are suitable and appropriate for
allocation to the Affordable Housing Trust Fund. These may include ongoing,
dedicated funding sources as well as one-time funding that is specifically
approved by the governing body. (Ord. 3663, 2020)
3.24.050
Use of the Affordable Housing Trust Fund
The
City may use the Affordable Housing Trust Fund for the following, in compliance
with 7-1-4124(9) MCA:
The
City Council from time-to-time may authorize additional activities and support
that may be funded through the Affordable Housing Trust Fund. (Ord. 3663, 2020)
Use
of the Affordable Housing Trust Fund shall comply with the following:
A.
Beneficiaries. The beneficiaries of the housing shall
be limited to households of low- or moderate-incomes. Lower or higher income
requirements may be established for specific projects to meet community housing
goals as detailed in “A Place to Call Home: Meeting Missoula’s Housing Needs.”
B.
Match. All projects and programs funded from the Affordable
Housing Trust Fund shall have some committed match requirement. Sources of
match may include other project financing, federal community development block
grants, federal HOME investment funds, low-income housing tax credits and owner
equity, or any other sources in accordance with the approved administrative
policies and procedures. Financing and funding from other sources must be
committed prior to the release of Affordable Housing Trust Fund funds.
C.
Terms of the Loan. Loan terms will vary with the type of
development proposal. Loan terms and conditions will be outlined in the
administrative policies and procedures, which may be amended and approved by a
majority vote of at least five (5) of the nine (9) member the Citizen’s
Oversight Committee from time to time.
D.
Protection of Investment. Projects funded by the trust fund must
secure appropriate legal mechanisms identified to preserve affordability, as
defined in the administrative policies and procedures.
Restriction. Funds loaned or granted to an
organization shall only be used for the activity or project for which the loan
or grant was approved. The funds cannot be expensed (thereby reducing the
amount of the asset on the organization's balance sheet) except in cases where
an unpreventable loss occurs and when approved by the governing body. (Ord.
3663, 2020)
3.24.070
Affordable Housing Trust Fund Administration
A.
The
Affordable Housing Trust Fund shall be administered under the direction of the
Mayor. The administrative policies and procedures for the Affordable Housing
Trust Fund shall be prepared by staff, and approved by
majority vote of at least five (5) of the nine (9) member the Citizen’s
Oversight Committee, and shall be periodically updated to respond to changing
housing needs and market conditions.
B.
All
funds shall be allocated in a manner consistent with the provisions of this
section and administrative guidelines. Loans and grants shall be disbursed
according to standard City procurement practices.
C.
Applications
for funding shall be reviewed according to evaluation criteria contained within
the administrative policies and procedures.
D.
The
City department responsible for Affordable Housing Trust Fund administration,
as designated by the Mayor, in conjunction with the City Chief Administrative
Officer and City Finance Director, may establish and maintain a reserve fund
account adequate to preserve the ability of the Affordable Housing Trust Fund
to take maximum advantage of unforeseen opportunities in assisting housing and
to ensure prudently against unforeseen expenses. The amount to be maintained in
this reserve fund shall be determined by the administering department and
City’s Chief Administrative Officer. (Ord. 3663, 2020)
3.24.080 Affordable Housing Resident Oversight
Committee
A
Resident Oversight Committee will work on trust fund goals, strategy, and
allocation of resources.
A.
There shall be ten (10) regular members and two (2) alternates of the Resident
Oversight Committee. Alternate members are eligible and encouraged to apply for
vacant positions on the committee for which they qualify. Alternate members
shall be designated as Alternate 1 and Alternate 2. Alternate members will be called to serve as
regular voting members with Alternate 1 being called first and Alternate 2
being called second under the following circumstances:
a
In the absence of any committee member; or
b
In the event of a committee vacancy until a
successor is appointed.
B. Three regular members shall be the mayor or
designee, the president of the City Council or designee, and the executive
director of the Missoula Housing Authority or designee; two (2) regular members
and Alternate 1 shall be appointed by the mayor; and four (4) regular members
and Alternate 2 shall be appointed by the city council; one (1) regular member shall be appointed by the county
commissioners.
B.
The membership must include at a minimum:
a
four community members, two of whose
households are currently receiving, or have received in the past two years,
some form of assistance in securing and/or maintaining their housing;
b
one representative of a city nonprofit
organization working in the field of housing;
c
one professional in the field of housing or
real estate; and
d
one professional in the field of banking or
finance.
C.
With initial appointment, terms of appointed regular and alternate members
shall be staggered: one-third for a one-year term, one-third for a two-year
term, and one-third for a three-year term.
D.
In the event of a member’s inability to serve or resignation, the Mayor,
Missoula City Council, or Missoula Board of County Commissioners shall appoint
another person to serve for the remainder of the unexpired term. No term limits
shall apply to the Resident Oversight Committee membership. A committee
member may be re-appointed to serve on the committee.
E.
The board will maintain diversity of race, economic condition, and expertise.
The
board will select its own chairperson and adopt its own bylaws.
(Ord
3684, 2021; Ord. 3663, 2020)